How the Program Works

To earn rewards for referring family, friends, colleagues, etc. to Perfect Circle Credit Union, you'll need to join PCCU Member Referral by providing your name, a valid email address, your Account Information, and agreeing to the program Terms & Conditions. Then you can refer your friends by email, social media, or sending your personal referral link.

To earn rewards for becoming a Perfect Circle Credit Union customer because your family member or friend referred you to us, make sure you claim your referral offer by clicking on the link that your friend you by providing your name, a valid email address, and agreeing to the program’s Terms & Conditions. You can then become a Perfect Circle Credit Union customer by following the set of instructions that were emailed to you after claiming your referral offer.


Rules for Referrers

  • You must be a current Perfect Circle Credit Union member in good standing to participate in the Perfect Circle Credit Union PCCU Member Referral.
  • You need to join PCCU Member Referral by providing your name, a valid email address, your Account Information and agreeing to the program’s Terms & Conditions.
  • You must agree to only refer friends, family, colleagues, etc. whom you have a personal relationship with.
  • Referred members must be at least 18 years old and qualify for membership in Perfect Circle Credit Union.
  • A referred member can only accept one referral. You cannot earn a reward for referring someone who has already claimed a referral offer from someone else.
  • You cannot refer yourself.

Rules for Referees

  • You can only accept a referral from one current Perfect Circle Credit Union member in good standing. You cannot accept a referral from more than one person.
  • Claim your PCCU Member Referral offer with your name and email address.
  • You must be at least 18 years old and qualify for membership in Perfect Circle Credit Union.
  • You must agree to accept program emails and accept the Program Terms & Conditions when claiming your offer.
  • You must follow the set of instructions that were emailed to you after claiming your referral offer in order to be eligible for a reward.

Referral Period Rules

  • Your friend, family member, colleague, etc. has to claim their referral offer within 45 days of receiving your referral email message.
  • Your friend, family member, colleague, etc. has to become a Perfect Circle Credit Union member and follow the set of instructions emailed to them within 30 days of claiming their offer.
  • Your friend, family member, colleague, etc. must remain a Perfect Circle Credit Union member in good standing for at least 30 days in order for you to receive a reward for the referral. Rewards are paid after the new account has been open and in good standing for 30 days.
  • If the new membership closes prior to 90 days, the new member will forfeit their $25 share, and the referring member will no longer qualify for the quarterly drawing.